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01 / 05
Centers of Progress, Pt. 13: Florence (Art)

Blog Post | Human Development

Centers of Progress, Pt. 13: Florence (Art)

The powerhouse of the Renaissance, Florence not only revived lost knowledge from Greco-Roman texts but revolutionized art.

Today marks the thirteenth installment in a series of articles by HumanProgress.org called Centers of Progress. Where does progress happen? The story of civilization is in many ways the story of the city. It is the city that has helped to create and define the modern world. This bi-weekly column will give a short overview of urban centers that were the sites of pivotal advances in culture, economics, politics, technology, etc.

Perhaps no city so perfectly exemplifies the idea of progress as Florence during the Renaissance. Known as “the Jewel of the Italian Renaissance,” and sometimes, “the birthplace of the Renaissance,” Florence was at the heart of too many groundbreaking developments to mention. The city contributed to significant advances in politics, business, finance, engineering, science, philosophy, architecture, and—above all—artistic achievement. Florence produced historic art projects throughout the Italian Renaissance (1330–1550 AD), particularly during the 15th century, the city’s golden age. The Florentines’ wide-ranging contributions to human progress are all the more amazing when one considers that a pandemic killed half of the city’s population in the 14th century.

Today, Florence is the capital city of the Italian region of Tuscany. Tuscany, known for its natural and architectural beauty, may be the most frequently photographed region in Italy. Florence is also Tuscany’s most populous city, with over 300,000 inhabitants and 1.5 million residents in its greater metropolitan area. With its long history and arresting scenery, Florence is a popular tourist destination that often merits a place on lists of the world’s most beautiful cities. The Historic Center of Florence is a UNESCO World Heritage Site. Florence is also a key center of Italy’s fashion industry.

That is fitting because the story of Florence’s rise to prominence began with cloth. More precisely, woolen cloth. Tuscany has plenty of sheep and grazing land, and for centuries Florence produced wool locally. But around 1280 AD, Florentines began to import wool from England. English wool was of higher quality. Florence’s river, the Arno, made cleaning large amounts of imported wool achievable.

Florence enjoyed a central trade location between East and West. Some Florentine merchants realized that their city was perfectly situated to combine top-notch wool from England with the world’s best dyes from Asia—resulting in uniquely luxurious woolen cloth. The Florentine woolen fabric was soon in high demand throughout Europe. By the 14th century, one-third of Florence’s population worked in the woolen cloth industry.

Thus international trade set Florence on a path toward success in the fabric business. The city’s booming cloth industry created a large, wealthy merchant class. As the Florentines grew rich, new finance and banking innovations further elevated the city’s prosperity.

As Florence’s wealth increased, its people needed to exchange larger and larger amounts of florins (i.e., the city’s currency from 1252–1533 AD). Thus Florence became the first city in centuries to mass-produce gold coin currency. Florentine bankers soon became renowned experts at coin valuation, and the florin became the most trusted currency in Europe.

Moreover, Florence became the first city-state whose bankers charged interest on loans. Historically, most bankers throughout Europe would not charge interest because doing so was widely considered to be a sin called usury. However, giving out loans without charging interest is risky and usually unprofitable. As a result, for many years, Jews were among the only Europeans who could enter the money-lending business without going bankrupt. But Florence’s Christian bankers found a loophole with a bit of creative accountancy: they presented interest as a voluntary gift on the part of borrowers or as compensation for the risk taken on by lenders. (Those who failed to pay the technically voluntary fees were often blacklisted by Florence’s banks and unable to obtain future loans).

Charging interest let the Florentine bankers make credit widely available in a profitable and thus sustainable way. Not only did that put loans within reach of many Florentines, but Florence’s bankers soon became the money-lenders of choice for the wealthy and powerful throughout Europe, including royalty and the Pope. The bankers’ financial services also included facilitating trade by furnishing merchants with bills of exchange that allowed them to pay off their debts while in a different town from their creditors—a concept familiar to anyone who has ever mailed a modern check. Florence’s banks accomplished that by opening offices or branches in various cities. Florentine bankers also perfected double-entry bookkeeping.

Through its lucrative cloth trade and innovative banking industry, Florence quickly rose to become the wealthiest city in Europe during the Renaissance. That wealth improved the lives of everyday people throughout the city. For example, Florence became the first city in Europe to pave its streets in 1339 AD.

The city’s wealth resulted in more than improving material conditions—it also prompted a shift in the way people thought. Humanism and classicism came into vogue. Humanism was an intellectual movement focused on human achievement and the enjoyment of life’s pleasures, such as beautiful gardens and art. Humanism contrasted starkly with the prior widely-held belief in asceticism. Florence’s growing upper and middle class increasingly engaged in intellectual pursuits, such as studying history and classical Roman texts, which allowed the former to recover lost knowledge in many fields. It is fitting that the literal meaning of Renaissance is “rebirth.” For example, by studying old Roman writings, the artist Raphael (1483–1520 AD) managed to recreate a rare blue paint pigment invented by ancient Egyptians.

Florentines considered their city to be the “New Rome.” That was partly because they brought back into practice much of the knowledge of the ancient Romans that had fallen into disuse. Like the ancient Romans, the Renaissance Florentines also felt that their home embodied an ideal city-state republic, guaranteeing individual freedom and the right to political participation to a portion of the population. Although, like republican Rome, Florence was not a true democracy but an oligarchy. The republic was also infamous for political intrigue.

Florence’s relatively inclusive political system, classicist appetite for knowledge, humanist zest for life, and the freedom afforded by growing prosperity all combined to give rise to the ideal of the “Renaissance Man.” Many Florentine men strived to attain far-ranging expertise across fields such as art, literature, history, philosophy, theology, natural science, and law. The educator Pietro Paolo Vergerio (circa 1369–1444 AD), who studied in Florence among other cities, wrote the era’s most influential educational treatise. That treatise, “On the Manners of a Gentleman and Liberal Studies,” published in 1402 AD or 1403 AD, helped to create the concept of a well-rounded liberal arts education.

Florence was the first Italian city-state to host a center for learning—the University of Florence—established in 1321 AD and relocated to nearby Pisa in 1473 AD. The scholar Giovanni Boccaccio, today best remembered for authoring the Decameron (a collection of stories also collectively known as l’Umana commedia or “the Human Comedy”), helped make the university into an early capital of Renaissance humanism. Together with the scholar Francesco Petrarch (1304–1374 AD), whose rediscovery of Cicero’s letters is sometimes credited as starting the Italian Renaissance, Bocaccio popularized writing in the vernacular rather than in Latin. Florence’s greatest poet, Dante Alighieri (circa 1265–1321 AD), authored his narrative poem, the Divine Comedy—which is still widely called the greatest Italian literary work—in the vernacular. That work was so popular throughout Italy that it helped establish the local Tuscan dialect as the default, standardized version of Italian, replacing other regional dialects.

While taught less than men, Renaissance women from wealthy families were educated in the classics and sometimes the arts. A notable example was Sofonisba Anguissola (circa 1535–1625 AD), an Italian noblewoman who studied painting under the acclaimed artist Michelangelo (1475–1564 AD). Although he spent most of his life in Rome, Michelangelo considered himself a Florentine (he worked in Florence in his youth). Anguissola attained professional success, and became the official court painter to the king of Spain. Her achievements paved the way for other European women to pursue serious artistic careers.

Florence’s rise was not without difficulties. In the 1300s, the Bubonic Plague pandemic swept through Italy. By 1348, the pandemic had reached Italy’s interior, including Florence, and revisited the city in periodic bouts. The illness is estimated to have killed approximately half of Florence’s population. Such a widespread loss of life created intense economic and social disruption. Yet even in the aftermath of that tragedy, Florence continued to innovate and create. By the 15th century, the city had entered its golden age. The citizens poured their fortunes into patronage of the arts, and the Catholic Church also paid for many artistic projects. Pope Julius II (1443–1513 AD), in particular, was known for artistic patronage. Florence’s wealthiest banking family, the Medicis, also became famous for financially supporting Renaissance artists.

Florence was teeming with geniuses. If you could take a stroll through the city in the 15th century AD, you might run into the polymath Leonardo Da Vinci (1452–1519 AD). Born and raised in Florence, Da Vinci was the quintessential Renaissance Man, whose notebooks spanned topics ranging from anatomy to cartography and painting to paleontology. Or you might meet the artist mentioned earlier, Raphael, considered one of the three great masters of the Renaissance, together with Da Vinci and Michelangelo. You might greet the sculptor Donatello (1386–1466 AD). You might encounter a young Niccolò Machiavelli (1469–1527 AD), who worked as an official in the Florentine Republic, wrote the famous treatise The Prince and is often labeled the father of modern political philosophy and political science. You might chance upon the explorer and merchant Amerigo Vespucci (1454–1512 AD), from whom the Americas get their name. You might pass by the art workshop run by the artist and businessman Andrea del Verrocchio (1435–1488 AD), who mentored many of the city’s best artists, including Da Vinci. Verrocchio’s workshop also helped cultivate Florence’s atmosphere of competition in the development of new artistic techniques. You might cross paths with Filippo Brunelleschi (1377–1446 AD), often called the first modern engineer and the father of Renaissance architecture, who designed Florence’s iconic cathedral. Or perhaps you would happen upon Sandro Botticelli (circa 1445–1510 AD), yet another Florentine artistic legend.

Whereas European art had degraded during the Dark and Middle Ages to simple cartoonish figures, the Renaissance not only resurrected the hyper-realistic and proportional sculpture style of the ancient Greeks and Romans but went further in developing extraordinarily sophisticated painting techniques.

Florentine artists perfected proportionality and foreshortening (shortening lines to create the illusion of depth). Moreover, they developed the so-called canonical “four techniques” of the Italian Renaissance: cangiante, chiaroscuro, sfumato, and unione. Sfumato is a way of subtly blurring outlines to give the illusion of three-dimensionality. Chiaroscuro is a method of contrasting light and dark paint to convey a sense of depth. Cangiante creates the illusion of shadows using a limited color palette, and unione is a color transition technique that produces dramatic effects.

In sum, the Florentine artists’ processes and techniques established the basis of traditional Western painting, with their methods still in use after hundreds of years.

Florentines produced many of history’s most acclaimed paintings and other artworks. Those include The Birth of Venus, Primavera and Venus and Mars by Botticelli; the sculpture David and the artworks of St. Peter’s Basilica and the Sistine Chapel such as the Creation of Adam by Michelangelo; The School of Athens (mentioned in our seventh Centers of Progress installment) by Raphael; and The Last Supper and The Virgin of the Rocks by Da Vinci.

The Mona Lisa—an early 16th-century portrait by Da Vinci depicting a Florentine merchant’s wife—is today the world’s most-visited painting. Situated in the Louvre museum, it attracts around 8 million of the museum’s 10 million annual visitors.

Not everyone was happy with Florence’s prosperity and artistic creations. Progress is seldom without controversy. An anti-humanist, pro-ascetic backlash led by the radical friar Girolamo Savonarola (1452–1498 AD) briefly threw Florence into turmoil. Savonarola encouraged his followers to destroy paintings, musical instruments, fine clothes, jewelry, humanist books (such as the works of Boccaccio), and other allegedly sinful possessions. Mass burnings of such objects were called “bonfires of the vanities.” Savonarola’s movement, sometimes considered a precursor to the Protestant Reformation, eventually got him excommunicated by the Pope and executed by political opponents. The burning of Florence’s so-called vanities ceased, and many of the city’s artistic masterpieces survive to this day.

Innovations in trade, business, and banking helped make Florence wealthy, and the Florentines spent enormous sums toward the patronage of artists. As the writer Eric Weiner noted, “Genius is expensive.” The city’s merchants and bankers were as key to Florence’s flourishing as the artists they funded. In turn, those artists conducted extraordinary experiments in creativity and produced some of the world’s most remarkable artistic accomplishments. The powerhouse of the Renaissance, Florence not only revived lost knowledge from Greco-Roman texts but revolutionized art in a way that would come to define Western painting. Florence is also a symbol of resilience in the face of a pandemic. For these reasons, Renaissance Florence undoubtedly deserves to be our thirteenth Center of Progress.

Blog Post | Science & Technology

AI Is a Great Equalizer That Will Change the World

A positive revolution from AI is already unfolding in the global East and South.

Summary: Concerns over potential negative impacts of AI have dominated headlines, particularly regarding its threat to employment. However, a closer examination reveals AI’s immense potential to revolutionize equal and high quality access to necessities such as education and healthcare, particularly in regions with limited access to resources. From India’s agricultural advancements to Kenya’s educational support, AI initiatives are already transforming lives and addressing societal needs.


The latest technology panic is over artificial intelligence (AI). The media is focused on the negatives of AI, making many assumptions about how AI will doom us all. One concern is that AI tools will replace workers and cause mass unemployment. This is likely overblown—although some jobs will be lost to AI, if history is any guide, new jobs will be created. Furthermore, AI’s ability to replace skilled labor is also one of its greatest potential benefits.

Think of all the regions of the world where children lack access to education, where schoolteachers are scarce and opportunities for adult learning are scant.

Think of the preventable diseases that are untreated due to a lack of information, the dearth of health care providers, and how many lives could be improved and saved by overcoming these challenges.

In many ways, AI will be a revolutionary equalizer for poorer countries where education and health care have historically faced many challenges. In fact, a positive revolution from AI is already unfolding in the global East and South.

Improving Equality through Education and Health Care

In India, agricultural technology startup Saagu Baagu is already improving lives. This initiative allows farmers to increase crop yield through AI-based solutions. A chatbot provides farmers with the information they need to farm more effectively (e.g., through mapping the maturity stages of their crops and testing soil so that AI can make recommendations on which fertilizers to use depending on the type of soil). Saagu Baagu has been successful in the trial region and is now being expanded. This AI initiative is likely to revolutionize agriculture globally.

Combining large language models with speech-recognition software is helping Indian farmers in other ways. For example, Indian global impact initiative Karya is working on helping rural Indians, who speak many different languages, to overcome language barriers. Karya is collecting data on tuberculosis, which is a mostly curable and preventable disease that kills roughly 200,000 Indians every year. By collecting voice recordings of 10 different dialects of Kannada, an AI speech model is being trained to communicate with local people. Tuberculosis carries much stigma in India, so people are often reluctant to ask for help. AI will allow Indians to reduce the spread of the disease and give them access to reliable information.

In Kenya, where students are leading in AI use, the technology is aiding the spread of information by allowing pupils to ask a chatbot questions about their homework.

Throughout the world, there are many challenges pertaining to health care, including increasing costs and staff shortages. As developed economies now have rapidly growing elderly populations and shrinking workforces, the problem is set to worsen. In Japan, AI is helping with the aging population issue, where a shortage of care workers is remedied by using robots to patrol care homes to monitor patients and alert care workers when something is wrong. These bots use AI to detect abnormalities, assist in infection countermeasures by disinfecting commonly touched places, provide conversation, and carry people from wheelchairs to beds and bathing areas, which means less physical exertion and fewer injuries for staff members.

In Brazil, researchers used AI models capable of predicting HER2 subtype breast cancer in imaging scans of 311 women and the patients’ response to treatment. In addition, AI can also help make health resource allocations more efficient and support tasks such as preparing for public health crises, such as pandemics. At the individual level, the use of this technology in wearables, such as smartwatches, can encourage patient adherence to treatments, help prevent illnesses, and collect data more frequently.

Biometric data gathered from wearable devices could also be a game-changer. This technology can detect cancers early, monitor infectious diseases and general health issues, and give patients more agency over their health where access to health care is limited or expensive.

Education and health care in the West could also benefit from AI. In the United States, text synthesis machines could help to address the lack of teachers in K–12 education and the inaccessibility of health care for low-income people.

Predicting the Future

AI is already playing a role in helping humanity tackle natural disasters (e.g., by predicting how many earthquake aftershocks will strike and their strength). These models, which have been trained on large data sets of seismic events, have been found to estimate the number of aftershocks better than conventional (non-AI) models do.

Forecasting models can also help to predict other natural disasters like severe storms, floods, hurricanes, and wildfires. Machine learning uses algorithms to reduce the time required to make forecasts and increase model accuracy, which again is superior to the non-AI models that are used for this purpose. These improvements could have a massive impact on people in poor countries, who currently lack access to reliable forecasts and tend to be employed in agriculture, which is highly dependent on the weather.

A Case for Optimism

Much of the fear regarding AI in the West concerns the rapid speed at which it is being implemented, but for many countries, this speed is a boon.

Take the mobile phone. In 2000, only 4 percent of people in developing countries had access to mobile phones. By 2015, 94 percent of the population had such access, including in sub-Saharan Africa.

The benefits were enormous, as billions gained access to online banking, educational opportunities, and more reliable communication. One study found that almost 1 in 10 Kenyan families living in extreme poverty were able to lift their incomes above the poverty line by using the banking app M-Pesa. In rural Peru, household consumption rose by 11 percent with access to phones, while extreme poverty fell 5.4 percent. Some 24 percent of people in developing countries now use the mobile internet for educational purposes, compared with only 12 percent in the richest countries. In lower-income countries, access to mobile phones and apps is life-changing.

AI, which only requires access to a mobile phone to use, is likely to spread even faster in the countries that need the technology the most.

This is what we should be talking about: not a technology panic but a technology revolution for greater equality in well-being.

Brookings | Financial Market Development

Women’s Financial Inclusion Boosted in Sub-Saharan Africa

“In the 10 years leading up to 2021, the share of women in sub-Saharan Africa who owned a financial account more than doubled to reach 49%, according to data from the Global Findex.

Since 2017 alone, account ownership rates for women in the region increased 12 percentage points, driven entirely by increased adoption of mobile money accounts.”

From Brookings.

Blog Post | Adoption of Technology

Bitcoin Brought Electricity to Countries in the Global South

It won’t be the United Nations or rich philanthropists that electrifies Africa.

Summary: Energy is indispensable for societal progress and well-being, yet many regions, particularly in the Global South, lack reliable electricity access. Traditional approaches to electrification, often reliant on charity or government aid, have struggled to address these issues effectively. However, a unique solution is emerging through bitcoin mining, where miners leverage excess energy to power their operations. This approach bypasses traditional barriers to energy access, offering a decentralized and financially sustainable solution.


Energy is life. For the world and its inhabitants to live better lives—freer, richer, safer, nicer, and more comfortable lives—the world needs more energy, not less. There are no rich, low-energy countries and no poor, high-energy countries.

“Energy is the only universal currency; it is necessary for getting anything done,” in Canadian-Czech energy theorist Vaclav Smil’s iconic words.

In an October 2023 report for the Alliance for Responsible Citizenship on how to bring electricity to the world’s poorest 800 million people, Robert Bryce, author of A Question of Power: Electricity and the Wealth of Nations, sums it as follows:

Electricity matters because it is the ultimate poverty killer. No matter where you look, as electricity use has increased, so has economic growth. Having electricity does not guarantee wealth. But its absence almost always means poverty. Indeed, electricity and economic growth go hand in hand.

To supply electricity on demand to many of those people, especially in the Global South, grids need to be built in the first place and then have enough extra capacity to ramp up production when needed. That requires overbuilding, which is expensive and wasteful, and the many consumers of the Global South are poor.

Adding to the trouble are the abysmal formal institutions of property rights and rule of law in many African countries, and the layout of the land becomes familiar: corruption and fickle property rights make foreign, long-term investments basically impossible; poor populations mean that local purchasing power is low and usually not worth the investment risk.

What’s left are slow-moving charity and bureaucratic government development aid, both of which suffer from terrible incentives, lack of ownership, and running into their own sort of self-serving corruption.

In “Stranded,” a long-read for Bitcoin Magazine, Human Rights Foundation’s Alex Gladstein accounted for his journey into the mushrooming electricity grids of sub-Saharan Africa: “Africa remains largely unable to harness these natural resources for its economic growth. A river might run through it, but human development in the region has been painfully reliant on charity or expensive foreign borrowing.”

Stable supply of electricity requires overbuilding; overbuilding requires stable property rights and rich enough consumers over which to spread out the costs and financially recoup the investment over time. Such conditions are rare. Thus, the electricity-generating capacity won’t be built in the first place, and most of Africa becomes dark when the sun sets.

Gladstein reports that a small hydro plant in the foothills of Mount Mulanje in Malawi, even though it was built and financed by the Scottish government, still supplies exorbitantly expensive electricity—around 90 cents per kilowatt hour—with most of its electricity-generating capacity going to waste.

What if there were an electricity user, a consumer-of-last-resort, that could scoop up any excess electricity and disengage at a moment’s notice if the population needed that power for lights and heating and cooking? A consumer that could co-locate with the power plants and thus avoid having to build out miles of transmission lines.

With that kind of support consumer—guaranteeing revenue by swallowing any excess generation, even before any local homes have been connected—the financial viability of the power plants could make the construction actually happen. It pays for itself right off the bat, regardless of transmissions or the disposable income of nearby consumers.

If so, we could bootstrap an electricity grid in the poorest areas of the world where neither capitalism nor central planning, neither charity worker nor industrialist, has managed to go. That consumer of last resort could accelerate electrification of the world’s poorest and monetize their energy resilience. That’s what Gladstein went to Africa to investigate the bourgeoning industry of bitcoin miners electrifying the continent.

Bitcoin Saves the World: Energy-Poverty Edition

Africa is used to large enterprises digging for minerals. The bitcoin miners springing forth all over the continent are different. They don’t need to move massive amounts of land and soil and don’t pollute nearby rivers. They operate by running machines that guess large numbers, which is the cryptographic method that secures bitcoin and confirms its transaction blocks. All they need to operate is electricity and an internet connection.

By co-locating and building with electricity generation, bitcoin miners remove some major obstacles to bringing power to the world’s poorest billion. In the rural area of Malawi that Gladstein visited, there was nowhere to offload the expensive hydro power and no financing to connect more households or build transmission lines to faraway urban areas: “The excess electricity couldn’t be sold, so the power stations built machines that existed solely to suck up the unused power.”

Bitcoin miners are in a globally competitive race to unlock patches of unused energy everywhere, so in came Gridless, an off-grid bitcoin miner with facilities in Kenya and Malawi. Any excess power generation in these regions is now comfortably eaten up by the company’s onsite mining machines—the utility company receiving its profit share straight in a bitcoin wallet of its own control, no banks or governments blocking or delaying international payments, and no surprise government currency devaluations undercutting its purchasing power.

No aid, no government, no charity; just profit-seeking bitcoiners trying to soak up underused energy. Gladstein observes:

One night during my visit to Bondo, Carl asked me to pause as the sunset was fading, to look at the hills around us: the lights were all turning on, all across the foothills of Mt. Mulanje. It was a powerful sight to see, and staggering to think that Bitcoin is helping to make it happen as it converts wasted energy into human progress. . . .

Bitcoin is often framed by critics as a waste of energy. But in Bondo, like in so many other places around the world, it becomes blazingly clear that if you aren’t mining Bitcoin, you are wasting energy. What was once a pitfall is now an opportunity.

For decades, our central-planning mindset had us “help” the Global South by directing resources there—building things we thought Africans needed, sending money to (mostly) corrupt leaders in the hopes that schools be built or economic growth be kick-started. We squandered billions in goodhearted nongovernmental organization projects.

Even for an astute and serious energy commentator as Bryce, not once in his 40-page report on how to electrify the Global South did it occur to him that bitcoin miners—the very people who are turning the lights on for the poorest in the world—could play a crucial role in achieving that.

It’s so counterintuitive and yet, once you see it, so obvious. In the end, says Gladstein, it won’t be the United Nations or rich philanthropists that electrifies Africa “but an open-source software network, with no known inventor, and controlled by no company or government.”